By Harold L. Lustig
The 1st monetary consultant adapted completely TO LESBIAN AND homosexual ON how you can shield THEIR resources while legislation FAIL
Lesbian and homosexual can in achieving reliable, long term monetary security--but they should arm themselves with foresight, understanding, and proof. That's what this booklet is all approximately. Now, drawing on greater than twenty years' event as a monetary adviser to lesbian and homosexual undefined, Harold L. Lustig has written the definitive monetary advisor for you and your partner.
Through Lustig's 4 easy-to-follow steps to financial security--PLAN, PLAN, PLAN; guard WHAT'S YOURS; imagine neighborhood; USE NON-CONVENTIONAL knowledge AND TAKE ACTION--this beneficial e-book promises practicable monetary thoughts and updated details on
- property planning--why it's in particular very important for you and your enjoyed one
- Tax benefits on hand to you--and to not legally famous couples
- decreasing your tax load via charitable contributions and transferring assets
- A household associate agreement--why it's serious for your monetary well-being
- warding off the "gay penalty" on long term future health care and retirement plans
- suggestions for investment a faculty education--without losing into the red
- Reentering the activity marketplace while you're HIV positive
- procuring and fine-tuning incapacity insurance
- The proof approximately joint ownership
And a lot more!
Despite detrimental legislation, you could defend your resources, offer for retirement, stay away from discriminatory consequences, and confirm that you just and your associate get pleasure from and proportion what you've earned jointly. From development and shifting wealth with lifestyles assurance to making files that guard you while marital legislation don't, this transparent, clever, sensible consultant offers the basic monetary info that each lesbian and homosexual couple wishes and merits.